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Kalvo vs Moneypenny

Moneypenny is the biggest name in UK call answering, built on real human receptionists, and it has earned that position. Kalvo is a different kind of product: software that answers your calls, website chatbot and email for a flat published price. Here is the honest comparison, with their strengths left intact.

Side by side

AspectMoneypennyKalvo
What it isHuman receptionists and PAs, plus a newer AI Receptionist productAn AI receptionist for calls, website chatbot and email
Published pricingAI Receptionist "from £25 a month", full pricing by tailored quote; human answering quoted per customerFull price list published: £49, £99, £199 a month by call minutes
What a busy month costsDepends on your quote and call volumeThe same flat price; no per-call fees inside your plan
Human receptionists availableYes, dedicated teams; their core service and genuine strengthNo. Kalvo is software; genuine emergencies transfer to your own people
Books appointments on the callMessage-taking first; diary work depends on the service you agreeYes, offers real times and confirms while the caller is on the line
Channels beyond the phonePhone-led, with live chat available as a separate managed serviceWebsite chatbot and email included, one knowledge base and inbox
Try before you decideQuote and trial via their sales teamTalk to the receptionist yourself on the demo page, then free trial
SetupOnboarding with their teamLive in minutes on your existing number, standard divert

Moneypenny facts from moneypenny.com, checked 22 July 2026. Kalvo facts from our own pricing page.

Where Moneypenny is genuinely strong

Real people, at scale, with a brand your callers may already trust. Moneypenny assigns receptionists who learn your business, and their AI Receptionist is trained on their own claim of 180 million answered calls, which is experience no start-up can copy. For firms whose callers expect a human, or whose calls need judgment on the line, that is the right shape of service.

The trade-offs are structural rather than a criticism: pricing is quoted rather than published, the service is phone-led, and a human team answering one call at a time is what you are paying a premium for.

Where Kalvo is different

Kalvo publishes its whole price list and holds it flat: £49 a month covers 100 call minutes whether they arrive one at a time or five at once, with 24/7 included. The same receptionist runs your website chatbot and email from one knowledge base, so a price you change once is quoted correctly everywhere, and every conversation lands in one inbox with a summary and transcript.

It also books the appointment during the call rather than taking a message about one. And you can judge it before speaking to anyone: the demo page lets you talk to the receptionist yourself, which we think is how this category should be sold.

The honest bottom line

Choose Moneypenny if you want human receptionists and are comfortable with quoted pricing. Choose Kalvo if you want every call answered instantly at any hour, bookings made on the call, chat and email covered by the same receptionist, and a price you can read before you talk to anyone. If you are unsure, run the free trial on your real calls and let the transcripts decide.

Common questions

Is Moneypenny any good?

Yes. Moneypenny is the biggest name in UK call answering for a reason: real receptionists, dedicated teams, and a track record spanning millions of calls. If what you want is a human answering your phone and you are comfortable with quoted pricing, they are a strong choice. This page exists because flat-price AI answering suits a different set of needs.

How much does Moneypenny cost compared to Kalvo?

Moneypenny advertises its AI Receptionist from £25 a month with full pricing by tailored quote, and its human answering is also quoted per customer. Kalvo publishes its whole price list: £49 a month for 100 call minutes, £99 for 400, £199 for 1,000, with 24/7 included. Which is cheaper for you depends on your call volume and quote, which is exactly why we publish ours.

Does Kalvo offer human receptionists like Moneypenny does?

No, and we will not pretend otherwise. Kalvo is software. Where a person is genuinely needed, it transfers the caller to your own team under rules you set. If you want a third-party human answering every call, Moneypenny is built for that and we are not.

Can I hear Kalvo before committing?

Yes, without booking a sales call. The demo page lets you talk to the receptionist directly and hear the phone-quality voices. Then a free trial runs it on your real calls, which is a better test than any comparison page, including this one.

Can I switch from Moneypenny to Kalvo?

Yes. Kalvo works on your existing number, so switching is repointing your divert. Most businesses run the free trial alongside their current arrangement, compare transcripts for a week, and then decide.

Hear Kalvo answer, then decide.